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Terms and Conditions These terms govern the use of all digital products (including, but not limited to, e-books, templates, reports, software downloads, and educational materials) purchased from nirmal.soutions 1. License Grant and Ownership A. Ownership All digital products, content, designs, and materials provided by nirmal.soutions are the property of Nirmal Solutions and are protected by Indian and international copyright laws. Purchasing a product grants you a license to use it, not ownership of the content itself. B. Limited, Non-Exclusive License Upon successful payment, nirmal.soutions grants you a non-exclusive, non-transferable, revocable, limited license to access and use the purchased digital product strictly for your personal or internal business use only, as detailed below. 2. Permitted Use You are generally permitted to use the digital product for the single, purchasing entity (either an individual or a business). Individuals: You may use the product for personal learning, development, and application. Businesses: You may use the product internally within your single organization (e.g., templates for internal reporting, training materials for employees). 3. Prohibited Use (Strictly Forbidden) By purchasing a digital product from nirmal.soutions, you expressly agree NOT to do any of the following: Resell or Distribute: You must not resell, lease, sublicense, give away, or otherwise distribute the product, in whole or in part, to any third party. Share Access: You must not share your download links, access credentials, or digital files with anyone outside of your purchasing entity (e.g., sharing a paid course login with a friend). Derivative Works: You must not modify, adapt, translate, reverse engineer, or create derivative works based on the product, except where explicitly stated within the product description (e.g., editing a document template is permitted, but repackaging and selling the resulting document is not). Mass Production/Commercial Use (General Products): Unless expressly stated in the product description as a "Commercial License" or similar, you may not use the product to create commercial products for sale to others. Infringement: You must not use the digital product in a manner that violates any applicable law or infringes upon any intellectual property rights of others. 4. Termination of License nirmal.soutions reserves the right to immediately terminate your license to use the digital product, without refund, if you violate any part of these Terms and Conditions. Upon termination, you must immediately cease all use of the digital product and destroy all copies, electronic or otherwise. 5. Disclaimer of Warranties The digital products are provided "as is" and nirmal.soutions makes no warranties, express or implied, regarding the fitness for a particular purpose, or that the products will meet your specific requirements. We are not responsible for any issues arising from the use of third-party software required to access or use our products. 6. Governing Law These Terms and Conditions shall be governed by and construed in accordance with the laws of India. Any dispute arising out of or related to these terms will be subject to the exclusive jurisdiction of the competent courts in India.